Financial influencers Warns: Your ₹1 Crore Flat Might Already Be Worth Less Than You Think

Finance expert Akshat Shrivastava has warned that many people may not realise their wealth is quietly losing value. He gave a simple example: if you bought a flat worth ₹1 crore, in real terms, it might now be worth only ₹90 lakh—and its value could fall even more in the future.

He explained that this is not because property prices are falling, but because inflation is rising faster than the value of your money. Inflation means the cost of things like food, fuel, and rent goes up. If your investments or savings are not growing faster than inflation, you are actually losing money.

Shrivastava pointed out that during the COVID-19 pandemic, many governments printed a lot of money to help their economies. But printing too much money reduces the value of the currency over time. So, even if the price of your flat stays the same, your money buys you less than before.

He also said that most people don’t notice this because the change is slow and silent. “People stay busy with cricket and politics. They don’t realise that their money is losing value every year,” he said.

To deal with this problem, Shrivastava suggested investing in things that grow with or faster than inflation. These include good stocks, gold, real estate, or even Bitcoin. But he also warned that timing is important—buying or selling at the wrong time can lead to poor returns.